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Research · Dominion

Banking

The Iron Bank's methods, borrowed honestly — raises gather yield.

Entity ID
banking
Branch
Dominion
Stat buffed
gather_yield — Gather yield
Bonus per level
+1.2%
Maximum level
10
Bonus at maximum level
+12%
Power per level
80
Power at maximum level
800
Base study time
35 seconds
Study time at maximum level
22m 26s
Prerequisites
Trade Charters at level 5

Cost, time and bonus at every level

Banking runs to level 10, adding +1.2% to gather_yield and 80 power each time. Studying it out costs the four soft resources — the same amount of each — and takes 22m 26s for the final level alone. Gems are only ever the optional instant finish; the study itself is bought with what your fields already make.

Banking: what each level costs and what it grants.
LevelTotal gather yieldPowerStudy timeEach resourceGems to finish
1+1.2%8035s3,00050
2+2.4%16053s4,20070
3+3.6%2401m 19s5,88098
4+4.8%3201m 58s8,220137
5+6%4002m 57s11,520192
10+12%80022m 26s61,9801,033

Taken from nothing to level 10 that is 1h 6m of raw study and 209,400 of each of food, wood, stone and iron — 837,600 resources in total.

Where it sits in the tree

Banking belongs to the Dominion branch — the statecraft line — roads, ravens, coin and the reach of your writ. It stays locked until Trade Charters reaches level 5. Studying it opens 1 further tech.

Techs gated behind Banking.
TechBranchRequires this tech at level
Royal WritsDominion5

The road here: Agriculture to level 5 → Logistics to level 5 → Statecraft to level 5 → Taxation to level 8 → Trade Charters to level 5 → Banking. That is 5 studies standing between a fresh Academy and this one.

What Banking costs before its own first level: the prerequisite chain, at the levels it demands.
PrerequisiteLevel requiredEach resourceStudy time
Agriculture532,82026m 23s
Logistics532,82030m 47s
Statecraft532,82039m 34s
Taxation8103,14024m 39s
Trade Charters532,8207m 42s
Total before you may begin234,4202h 9m

What it eventually opens: 1 study sits downstream of Banking, counting every remove.

Everything gated behind Banking, directly or at a remove.
StudySteps outBuffsAt its capStudy time at cap
Royal Writs1gather_yield+12%22m 26s

Numerically twinned with Royal Writs. Same cap, same rate per level, same study time, same power — the figures on those pages match these exactly. What separates them is the flavour and, more usefully, what each one gates: this one opens Royal Writs, while Royal Writs opens nothing further. If you only want the bonus, take whichever is cheaper to reach; if you are building toward something, take the one that gates it.

Guide: Research & the Academy · Research Priorities. Studied at the Maester's Academy. Index: all 66 studies · the whole database.

Rest of the Dominion branch: Statecraft · Diplomacy · Heraldry · Taxation · Court Administration · Trade Charters · Royal Writs · Roadworks · Cartography · Post Riders · Scouting Networks · Toll Roads · Census Rolls

Every figure above is generated from the shipped game code — the same constants and formulas the running game uses — and regenerated whenever the balance changes. Nothing on this page is hand-typed.

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